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Modern Mattress
Financing

Mattress Financing in Saskatchewan. Sleep Now. Pay Over Time.

12 equal monthly payments at 0% interest. Finance your mattress, adjustable base, and even the taxes. All on one simple plan.

Powered by Flexiti

0%

Zero Interest

No interest charges on your 12-month plan. What you see is what you pay.

12

Equal Payments

Split your purchase into 12 equal monthly installments that fit your budget.

$90

Admin Fee

One-time $90 administration fee added to your financed amount. No hidden costs.

Finance the Tax

Finance the full amount including GST/PST. Nothing extra out of pocket at checkout.

Simple Process

How It Works

Three steps to better sleep on a budget.

1

Choose Your Sleep System

Pick your mattress, adjustable base, or full system. Use the calculator below to see your monthly payment.

2

Apply With Flexiti

Quick application in store or online. Get approved in minutes with a simple credit check. No SIN required.

3

Sleep Tonight, Pay Monthly

Your order ships right away. Pay over 12 months at 0% interest. Pay it off early anytime with no penalty.

Payment Calculator

See Your Monthly Payment

Enter your total amount to see exactly what your 12 monthly payments will be.

$0
per month for 12 months
Your Amount$0
Tax (11%)$0
Admin Fee$90
Total Financed$0
0% interest for 12 months on approved credit through Flexiti. $90 one-time admin fee included in financed amount. Standard rate of 31.99%–34.99% applies after promotional period or if payments are missed. Taxes based on Saskatchewan rate (11% GST+PST). Actual tax rate may vary by province.
What You'll Need

Ready to Apply?

Have these ready and you'll be approved in minutes.

Valid ID

Driver's license or government-issued photo ID for verification.

Basic Personal Info

Name, date of birth, address, email, and phone number.

Employment Info

Employer name, income, and occupation. SIN is optional. Not required.

Get Approved Before You Visit

Skip the paperwork in store. It’s quick and easy. Apply from your couch and walk in knowing exactly how much you can spend. No obligation, no commitment.

Why pre-approve?
  • Know your budget before you shop. No surprises
  • Saves time in store. Go straight to picking your mattress
  • No obligation. Approval doesn’t commit you to anything
1Apply onlineQuick & easy
2Get your answerInstant decision
3Visit any storeReady to shop
Apply Now. It’s Free

You’ll be redirected to Flexiti’s secure site. On approved credit. $90 one-time admin fee applies. Standard rate of 31.99%–34.99% applies after promo period or on missed payments.

You’ll need Photo ID Address Email & phone Employer & income SIN not required

Already Have a FlexitiCard?

You’re already approved. No new application needed. Just bring your card and shop.

1 Visit any Modern Mattress storeAll 6 Saskatchewan locations
2 Pick your sleep systemMattress, base, pillows. All eligible
3 Pay with your FlexitiCard0% interest • 12 months • done
Find Your Nearest Store
Common Questions

Financing FAQ

Yes. 0% interest for the full 12 months as long as you make your equal monthly payments on time. If payments are missed or the balance isn't paid off within the 12-month promotional period, a standard interest rate of 31.99%–34.99% applies.

It's a one-time administration fee charged by Flexiti. It's added to your total financed amount and spread across your 12 monthly payments. About $7.50/month.

Yes. Your full purchase amount including GST and PST is financed. Nothing extra out of pocket at the time of purchase.

Absolutely. You can pay off your balance early at any time with no penalty and no extra fees.

Approval is based on a credit check. If you're not approved, speak with the team. They can help explore other options to get you the sleep you need.

Yes. Once approved, your FlexitiCard stays active. You can use it for future purchases at Modern Mattress and thousands of other Canadian retailers without reapplying.

Ready to Sleep Better?

Calculate your payment or apply in store today. 0% interest, 12 months, no surprises.

0% APR financing for 12 months through Flexiti on approved credit. $90 one-time admin fee included in financed amount. Standard rate of 31.99%–34.99% applies after promotional period or on missed payments. Equal monthly payments required. Subject to credit approval. See store for details.